Library of Things, first screen of the live demoTry it live
Live demo with sample data. No wallet needed.
Reserve · refundable depositMINE YOUR HUMAN

Library of Things

Lend the ladder, the drill, the tent: a street library of things with deposits held by contract.

Try it live, free
$149one time, base tier
Built on order. Reserve it today for a $37 refundable deposit, pay the balance when it is delivered. Delivery: 1 to 2 days after the base build exists.
Reserve for $37Want it fully custom? From $900 · talk to us
PortsBase · Polygon · Celo
KindCommons
OwnerYou, on your wallet and git
Picture this

Who it is for

Priya's street has twelve power drills and nobody has a pressure washer. Commons Ledger lists shared items, holds a small refundable USDC deposit while borrowed, and builds each neighbour a lending history so trust grows street by street.

Two ways to own it

What you get

Base$149
$37 deposit to reserve

Item catalogue, borrow and return flow, USDC deposit escrow, dispute by two-neighbour vote, lending history badges.

  • You choose: chain
  • You choose: name and logo
  • You choose: accent color
  • You choose: deposit size
  • You choose: area radius
Customfrom $900
Built around you

Reshape it entirely: new features, your flows, your brand end to end, integrations you need. We scope it with you.

  • Everything in Base
  • Custom features and design
  • Priority build
Why it is new

What exists today, and what this does differently

What is new

Pieces exist in prototypes; a live street library with contract-held deposits was not found.

Closest things out there

BringBack (Monad hackathon) uses refundable onchain bonds for lending items, a University of Turin prototype tokenises a Library of Things, and Borrow (Berlin) holds offchain deposits.

Checked with web searches in October 2026. A search is not proof that nothing similar exists, and the market moves fast, so we recheck before every build.

What it unlocks

The human in it

Mines your relationships: the neighbour who lends becomes visibly trusted.
The Regatta Board

Races it can enter

grant · Polygon · rolling
Polygon Community Grants
seasonal; current season unknown
Official page ↗

Payments and community apps; existing projects OK

Their rule on existing code: Existing projects OK
grant · Gitcoin · upcoming
Gitcoin Grants rounds
quarterly-ish rounds; next round dates unknown
Official page ↗

Local public goods if open source; existing OSS generally required

Their rule on existing code: Existing open-source projects OK (generally required)
What you own

The whole app, not a starter kit.

The complete Commons Ledger app: a street library of things where neighbours lend tools and gear, a small USDC deposit is held by contract while borrowed, damage is settled by a neighbour vote and every good return grows a visible lending history, with a paywall, owner console and helper agent built in.

Base price · $149

The user app, complete

Every buyer gets the same finished app. Basic branding and copy changes come through a quick form.

Three step onboardingHome
Shown once: the street already owns it, deposits held by contract, lending grows your chain.
Loan progress and next actionHome
Found, borrowed, returned and lent, with listings, loans and a street activity feed.
Item catalogue and listingBoard
The street pegboard with owners and notes, one tap to borrow, list your own things; nearby streets gated.
Borrow and return with deposit escrowBorrow
Hold a USDC deposit, reminder on the due date, refund on return, or a neighbour vote on damage.
Lending history chainsStreet
A chain link per good return for every lender, loan and dispute trends; organiser dashboard gated.
Sunday digest and wishesSunday
The weekly digest and answering neighbours' wishes; SMS delivery gated behind Neighbourhood.
Plans and settingsMe
Plans with crypto checkout, reminders and deposit chain.
Open the full app demo
Add-on

Owner console

Your admin side: revenue, paywall editor, users, rules and the agent log.

Revenue and paywall editorRevenue
Neighbourhood and council revenue, payouts, incoming USDC, payment methods and live editing of tiers, prices and gates.
Street approvals and disputesStreets
Approve streets and housing groups, decline hire shops adding fees, watch open disputes.
Rules, agent log and roadmapRules
Loan length, vote size, voter eligibility, gas and mobile rules; plus the Agent log and priced Roadmap.
Top-up

Growth and referrals

Referral and growth mechanics, switched on when you are ready to grow.

Garage open days and referralsGrowth
Run a garage open day, see loops and simulate street referrals.
The money path, built in

How it earns for you

One street is free, deposits and votes included. Organisers running several streets pay monthly for custom deposit rules, the SMS digest and a dashboard, and councils or housing groups pay for many areas, insurance hooks and sharing reports.

StreetFreeOne street, up to 50 homes, deposits and votes included
Neighbourhood$9 per monthSeveral streets, custom deposit rules, Sunday digest by SMS, organiser dashboard
Council or housing group$149 per monthMany areas, insurance partner hooks, reports on items shared and purchases avoided

Hold and refund on Base are typically well under $0.02 per loan together and can be sponsored. Deposits sit in the escrow contract, never with the owner.

Prices are yours to set. Illustrative, not a promise of income.

Growth loops, built in

How it spreads

  • Wishes answered with a link in the street group chat
  • The next street over copying a street that works
  • The Sunday digest keeping lenders listing
  • Visible lending chains
  • Garage open days and street referrals
Roadmap · build the next phase with us

Where it goes next

v1 included
The full street library
  • Item catalogue and wishes
  • Borrow and return flow
  • USDC deposit escrow
  • Neighbour damage votes
  • Lending history chains
  • Paywall, owner console, helper agent
Included
v2
Neighbourhood toolkit
  • WhatsApp business reminders
  • Shared shed lockers
  • Item condition photos at pickup
  • Multi street maps
Add-on from $500
v3
Councils and insurers
  • Insurance partner hooks
  • Sharing impact reports
  • Housing group onboarding
  • Repair cafe partners
Add-on from $1,200
For investors and grant reviewers

The pitch, ready

Lend the ladder, the drill, the tent: a street library of things with deposits held by contract.

Problem: Streets own the same few tools many times over and lack the one thing someone needs this weekend, because nobody wants to chase a ladder or argue about a snapped tent pole.

Solution: Neighbours list what they can lend. A small USDC deposit is held by an escrow contract while borrowed, refunded on return, split only by a neighbour vote, and each good return writes a lending history attestation.

Why now: Embedded wallets hide seed phrases, card on-ramps cover neighbours without crypto, and L2 gas makes a deposit hold cost a cent.

Market: Street groups, neighbourhood organisers, housing associations and councils with waste and sharing goals.

The ask: A pilot with five Leicester streets and one housing group.

Funding is never guaranteed. Check each program's rules.

For hackathons and demo days

Your 2 minute demo

  1. Home: meet Priya, whose street owns twelve drills and no pressure washer.
  2. Board: borrow Tomasz's pressure washer and list a camping stove.
  3. Borrow: $25 held by contract, returned on time, or a neighbour vote on a snapped nozzle.
  4. Street: lending chains grow with every good return.
  5. Sunday: answer a wish, hit the Neighbourhood paywall for SMS digests and pay in USDC.
  6. Owner Agent: the landline reminder and the photo judgement, both fixed.
  7. Owner Revenue and Streets: change the Neighbourhood price, decline a hire shop adding fees.
  8. Owner Growth and Roadmap: run a garage open day, then request the neighbourhood toolkit.

Many hackathons require code written at the event. See the Regatta Boardfor each race's rule.

Make it entirely yours

Custom work from $900: council branding, insurer integrations, locker hardware or a different chain. Scoped on a call.

Custom from $900
BLUEPRINT

Why it matters and how it really works

The need

Most streets own the same few tools many times over and lack the one thing someone needs this weekend. Neighbours would lend, but nobody wants to chase a ladder or argue about a snapped tent pole, so the drill stays in the shed and the borrower buys another.

What exists and what is new

Pieces of this exist. BringBack, a Monad hackathon project, uses refundable onchain bonds for lending items; a University of Turin research prototype tokenises a Library of Things; Borrow in Berlin runs a lending service with offchain deposits; and many towns run physical Libraries of Things. Research verdict: rare, medium novelty. What this app adds is a ready-to-run street version: a catalogue scoped to a small radius, a USDC deposit held by contract while an item is out, damage settled by a small random neighbour vote, and a lending history that makes good lenders visibly trusted.

The data it runs on

Item listings (name, photo, owner, deposit size) and chat stay offchain in the app database. Onchain: deposit holds, refunds, vote-based splits and a lending-history attestation per good return, all keyed to wallet addresses, never names or door numbers.

1.The mission

Make borrowing from a neighbour easier than buying, so a street owns less and trusts more.

2.Why people can't resist it

The thing you need is 190 m away A wish gets matched to a real neighbour in seconds, which beats a shop trip and feels good.

Trust you can see Every good return adds a link to the lender's and borrower's chain. People like being the trusted one on the street.

No awkward money talk The deposit sits in a contract and damage goes to a neighbour vote, so nobody has to ask a friend for money.

3.How it works for real

Sign in and wallets: Email or phone sign-in with an embedded wallet (for example Privy) so neighbours never see a seed phrase. Deposits in USDC on Base, Polygon or Celo, chosen by the owner.

Deposit escrow contract: A small audited escrow: hold on borrow, refund on the lender's confirmation or after the due date plus a grace window, split only by a vote result. No admin withdraw.

Neighbour vote: A claim picks 2 to 5 voters at random from members with 3 or more good returns, excluding both parties. The contract settles to the majority outcome, capped at the deposit.

Lending history: Each good return writes an attestation (for example with EAS) linking lender and borrower addresses, readable as a public reputation chain.

Helper agent: A small model (for example a Haiku or GPT mini class model via OpenRouter) matches wishes to listings, writes reminders and the Sunday digest. It never decides damage.

Notifications: Web push, SMS or a WhatsApp business number for due-date reminders, with a confirmed mobile required at listing.

Fiat on-ramp: Card to USDC through an on-ramp provider for neighbours who do not hold crypto, with deposits shown in local currency.

4.Cost per use and pricing

Per loan on Base: hold plus refund is two small transactions, typically well under $0.02 together at recent Base fees, sponsorable by the owner. Agent matching and reminders use a few thousand tokens on a small model, around $0.001 per loan. A street with 140 loans a month costs roughly $3 to $6 in gas and model use plus hosting and SMS.

Street Free
One street, up to 50 homes, deposits and votes included. Owner covers gas from a small pot.
Neighbourhood $9 per month
Several streets, custom deposit rules, the Sunday digest by SMS and an organiser dashboard.
Council or housing group $149 per month
Many areas, insurance partner hooks, reporting on items shared and purchases avoided.

5.Growth loop

Every wish posted in the street group chat is a natural invite: the answer is a link to the item. Streets that run well get copied by the next street over, and the Sunday digest keeps lenders listing new things.

6.Risks and guardrails

Injury and liability: A borrowed ladder or washer can hurt someone. Show safety notes on risky items, require acceptance at borrow, and do not position the app as an insurer.

Deposit law and money handling: Holding deposits may trigger rules in some places. Keep amounts small, keep funds in a non-custodial contract, and take local advice before launch.

Unfair votes: Friends can vote for friends. Random selection, exclusions, a deposit cap and a visible vote history keep it modest.

Privacy: Door numbers and names never go onchain. Reputation links use addresses, and members can leave and hide their history.

Contract bugs: An escrow bug can lock deposits. Keep the contract tiny, audited and time-limited, with automatic refunds after a deadline.

7.Build order

  1. Item catalogue with photos and a radius
  2. Borrow and return flow with due dates
  3. USDC deposit escrow on one chain
  4. Two-neighbour vote for damage claims
  5. Lending history attestations and badges
  6. Wish matching and the Sunday digest

8.Where this is going

  1. Now
    One street shares its ladders, tents and drills with deposits held by contract.
  2. Next
    Neighbourhoods link libraries, so a wish can reach three streets and a community hall.
  3. Later
    Lending history becomes a portable reference: proof that you return things, useful for renting, volunteering and joining new groups.
  4. The world it changes
    Towns buy fewer duplicate things, and trust between neighbours becomes something you can build and show.

Costs and tools are estimates at the time of writing. General information only, not legal or financial advice.

OWNER PLAYBOOK

Own it, then chart your voyage

NRevenueVentureBuilder statusHackathonsProductivityInspire othersPartnershipsPortfolioAgencyLIBRARY OF THI

Nine routes from one vessel. Tap a port to open its chart.

Why own Library of Things

Library of Things lets a street or building share ladders, drills and tents, with a small refundable USDC deposit held by contract while an item is out. If you own it, the lending network, the trust history and any small fees are yours, not a rental startup's. You become the person who made your street more generous.

What’s stopping you?

“I can't code.”

You run it from an admin screen: approve members, add item categories, set deposit sizes. DEPLOYR deploys it from your wallet.

“What if something gets broken or stolen?”

The deposit is there for that. Set it close to the item's value for expensive things, and let lenders choose who can borrow. Be clear in the rules that it is neighbours sharing, not insurance.

“My neighbours are not into crypto.”

Most will not care what chain it runs on. Help them set up a simple wallet once, keep deposits small, and show them it works with one ladder first.

“Is it really mine?”

Yes. The contract sits on your wallet and any small fees route there. Deposits are held by the contract and returned to borrowers.

“Could this make money at all?”

Modestly at street level. Real income comes from running it for many buildings, councils or housing groups. Treat the street as the proof, not the business.

The million-dollar ladder

Neighbourhoods use it free or for a small fee; the owner earns from housing associations, co working spaces, councils and campuses that pay a monthly plan to run their own library. About $1M a year is a target, not a promise.

$30
$900
$5,000
$85,000
First street
10 households
$3/mo
Several streets
300 households
$3/mo
Buildings
200 buildings
$25/mo
Housing groups and councils
850 orgs
$100/mo
  • Monthly plans for housing associations and campuses
  • A small fee on each loan, agreed with members
  • Sponsored items from local hardware shops
  • Lending history badges that make trusted neighbours visible

Illustrative stages, not a forecast. Results depend on you and the market; nothing here is guaranteed.

Pick your destination

Grow it to a million-dollar app
Street libraries need someone to run them. Buildings and housing groups will pay a small monthly fee for a library that just works.ARRIVE: One paying building or housing group and 30 active households within 60 days.5 moves · first one within the hour →
Raise for it
Library of Things sits in a category (community and public goods) that ecosystem funds openly say they want: real people doing real things onchain. Owning the contract and the user list gives you something concrete to show a program, not just an idea.ARRIVE: Three applications submitted to grant or accelerator programs, each with live usage numbers, within 30 days. Funding is never guaranteed; the goal is a strong, honest application.4 moves · first one within the hour →
Become a real builder on a chain
Deploying Library of Things from your own wallet gives you an onchain builder record on Base, Polygon or Celo that is yours forever. That record is useful for grants, jobs and reputation. Some ecosystems have rewarded active builders in the past, but airdrops are never guaranteed and should not be the reason you do this.ARRIVE: A verified contract deployed from your wallet, a public builder profile linking to it, and at least 25 real transactions from people other than you.5 moves · first one within the hour →
Win with it at hackathons
Hackathons reward working demos with real users. Library of Things is already live, so you can spend the event building one sharp new feature instead of starting from zero.ARRIVE: One hackathon entry submitted with a live demo, a two minute video and a clear note on what was built during the event.5 moves · first one within the hour →
Run your own work on it
Use the library to stop buying things you need once a year. It saves money and clutter.ARRIVE: Borrow three things instead of buying them in 30 days, and list five things you own.5 moves · first one within the hour →
Get your people moving
People who see someone like them running Library of Things start to believe they can own something too. Your story is the most persuasive thing you have.ARRIVE: Three public posts and one talk or call where you share your journey owning Library of Things, with at least one person telling you they started something because of it.4 moves · first one within the hour →
Partner with founders and projects
Housing associations, community centres and hardware shops all benefit when neighbours share. They have the members you need.ARRIVE: One signed or written partnership with a named organisation using Library of Things, with a clear split of who does what.4 moves · first one within the hour →
Prove your skills with it
An app you own, with real users and a verified contract, says more than any CV line. Library of Things shows you can ship, support users and handle money responsibly.ARRIVE: A public case study page on Library of Things with your role, numbers and lessons, linked from your CV, LinkedIn and builder profile.4 moves · first one within the hour →
Sell it as a service
Building managers and councils want sharing schemes but have no time to run them. You can set them up and charge for it.ARRIVE: Two paid setups in 60 days.4 moves · first one within the hour →
No budget yet? Be a CEO anyway at CEOism, then come back for your vessel. ceoism.com ↗
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