Picture this

Who it is for

A tax expert publishes her agent. Visitors pay cents per answer, and she reviews flagged answers weekly.

Two ways to own it

What you get

Base$349

$87 deposit to reserve

Knowledge upload, agent chat, per-answer USDC billing, review dashboard

You choose: chain
You choose: name and logo
You choose: accent color
You choose: price per answer

Customfrom $3,000

Built around you

Reshape it entirely: new features, your flows, your brand end to end, integrations you need. We scope it with you.

Everything in Base
Custom features and design
Priority build

Why it is new

What exists today, and what this does differently

What is new

Creator clones exist offchain; settling per answer onchain to the creator is the new combination.

Closest things out there

Delphi.ai sells creator AI clones via paid memberships, and x402 enables pay-per-query APIs, but no product found combining them.

Checked with web searches in October 2026. A search is not proof that nothing similar exists, and the market moves fast, so we recheck before every build.

What it unlocks

The human in it

Your expertise works while you sleep.

The Regatta Board

Races it can enter

grant · NEAR Foundation · rolling

NEAR Foundation / NEAR AI grants

unknown

Official page ↗

User-owned AI; eligibility unknown

Their rule on existing code: unknown

buildathon · Ritual · rolling

Ritual builder programs

unknown

Official page ↗

Eligibility unknown

Their rule on existing code: unknown

What you own

The whole app, not a starter kit.

The complete Ask My Agent app: an expert trains an agent only on what they published, visitors pay per cited answer, refusals are free, and flagged answers are refunded and reviewed on Sunday.

Base price · $349

The user app, complete

Every buyer gets the same finished app. Basic branding and copy changes come through a quick form.

Three step onboardingHome

Shown once: teach it what you published, visitors pay per answer, you review on Sunday.

Tonight's askers and next actionHome

Earnings, answers, review queue and the people asking, with faces.

Source shelfTeach

Pick newsletter, public Q&A and talks; client files have no upload path.

Confidence lineTeach

Answers only above the chosen confidence; below it, a free refusal.

Price per answer and splitTeach

Drawn split of each answer; custom pricing is gated behind Pro.

More than 300 sourcesTeach

Adding talks beyond the Starter limit is gated behind Pro.

Visitor ask flowAsk

A known question, one outside the sources, and one that gets flagged; cited answers with a confidence bar.

Flag and refundAsk

Visitors flag a wrong answer and are refunded automatically.

Consult booking from refusalsAsk

Turn a refusal into a paid consult. Gated behind Pro.

Sunday review queueReview

Flagged and declined questions with one tap fixes such as dating sources.

Earnings, receipts and plansMe

Earnings after the platform share, what is and is not onchain, plans through the USDC checkout.

Newsletter ask boxMe

Embeddable ask box for every post. Gated behind Pro.

Answered while asleep cardMe

Weekly share card with answer count and citations.

Open the full app demo

Add-on

Owner console

Your admin side: revenue, paywall editor, users, rules and the agent log.

Revenue and paywall editorRevenue

Answer share, subscriptions, USDC payments, payment methods, live prices, shares and gates.

Rules, agent log and roadmapRules

Model tier, source age warning, refund window, operator cost, injection logging; plus the Agent log and priced Roadmap.

Top-up

Growth and referrals

Referral and growth mechanics, switched on when you are ready to grow.

Growth loopsGrowth

Newsletter swaps, cited answers, ask boxes, share cards and expert referrals.

The money path, built in

How it earns for you

The owner keeps a share of each paid answer, lower on paid plans, plus monthly Pro and Practice subscriptions. Refusals are never charged.

StarterFree plus 15% of answer revenueUp to 300 sources, one agent, standard model

Pro$19 a month plus 8%Unlimited sources, your own price per answer, ask box widget, consult booking from refusals

Practice$79 a month plus 5%Several experts in one firm, routing to the right person, paid consult booking

Answer share per tier set by the owner. Each answer costs about 2 cents to run plus under 1 cent of gas.

Prices are yours to set. Illustrative, not a promise of income.

Growth loops, built in

How it spreads

Every answer links to the post it cited, bringing readers to the newsletter
Ask boxes in newsletters link back to the agent
Weekly answered while asleep share card
Newsletter swaps between experts
Expert referrals worth a free Pro month

Roadmap · build the next phase with us

Where it goes next

v1 included

The full expert app

Source import with dates and citations
Answers with a confidence bar and free refusals
Pay per answer over x402 with a split
Flag button and Sunday review with refunds
Plans and checkout

Included

Voice and video answers

Learn from podcast and talk transcripts
Answers in the expert's approved voice
Short video clip citations
Spanish and Portuguese

Add-on from $900

Expert marketplace

Directory of agents by topic
Bundles of experts for one subscription
Firm accounts with routing
Grants for public interest experts

Add-on from $2,000

For investors and grant reviewers

The pitch, ready

Train an AI agent on your published writing so others can ask it and pay you per cited answer.

Problem: Experts answer the same questions for free in comments and DMs, while generic chatbots answer confidently from stale or wrong sources.

Solution: An agent that answers only from the expert's dated, published work, cites every answer, refuses for free below a confidence line, and pays the expert per answer over x402 with a weekly review loop.

Why now: x402 makes cent sized payments native to the web, retrieval with citations is cheap, and embedded wallets let visitors pay without crypto knowledge.

Market: Independent advisors, newsletter writers and small professional firms with a body of public writing.

The ask: Pilot with 30 newsletter experts in tax, immigration and freelancing, and ecosystem grant support.

Funding is never guaranteed. Check each program's rules.

For hackathons and demo days

Your 2 minute demo

Home: meet Lucia, a tax advisor asleep while her agent answers at 1 AM.
Teach: choose the newsletter and public Q&A, set the confidence line, and publish.
Ask: Diego gets a cited answer for 25 cents; Valeria's cross border question is declined for free.
Ask: Ruben flags an old rate and is refunded automatically.
Review: on Sunday Lucia dates every source and the same question now gets the current answer.
Me: unlock Pro through the USDC checkout and turn on the newsletter ask box.
Owner Revenue: change the Starter share and the Pro price, and preview the Plans sheet.
Owner Growth and Roadmap: run a newsletter swap, then request voice and video answers.

Many hackathons require code written at the event. See the Regatta Boardfor each race's rule.

Make it entirely yours

Custom work from $3,000: your own model host, a firm branded deployment, CRM and booking integrations, or additional languages. Scoped on a call.

Custom from $3,000

BLUEPRINT

Why it matters and how it really works

The need

Experts who write for free, like tax advisors, nutritionists and immigration paralegals, get buried in DMs asking questions they already answered. They cannot reply to everyone, and the people asking would happily pay a little for a fast, sourced answer.

What exists and what is new

Creator AI clones already exist offchain: Delphi.ai sells clones of creators through paid memberships. Pay-per-request APIs exist too: the x402 protocol lets an agent or site charge per call in USDC. What we did not find is the combination: an agent trained only on the expert's own published work, charging per answer over x402 with the payment split onchain to the expert, refusing and not charging below a confidence bar, and a weekly human review of flagged answers. Research verdict: rare, medium novelty.

The data it runs on

The expert's published posts, public Q&As and talk transcripts (each dated), per-answer source citations, x402 payment receipts, the split ledger, flags and corrections. Visitor questions are stored privately; client files are never ingested.

1.The mission

Let people who share what they know earn from it while they sleep, with their name, their sources and their judgment on every answer.

2.Why people can't resist it

Every answer cites you Visitors see which post the answer came from and when you wrote it. Credit and trust travel together.

Unsure means free Below your confidence bar it does not answer and does not charge, and the question lands in your queue as a future post idea.

Ten minutes on Sunday Review a few flagged answers with coffee. Each correction makes the agent better and keeps your name clean.

3.How it works for real

Knowledge upload: Import a newsletter archive, RSS, transcripts or a Q&A export. Each chunk keeps its publish date and URL, and is embedded into a private vector index.

Answer model: Retrieval plus a mid tier model (for example Claude Sonnet 4.5 via OpenRouter) for answers, with a small model (Claude Haiku 4.5) for the confidence check and refusals. Newer sources win, and old ones are labelled.

Pay per answer: x402 on Base: the visitor's wallet or card-funded embedded wallet (Privy) authorises the USDC price; settlement happens only if an answer is delivered.

Split contract: A simple splitter on Base sends the expert's share and the operator share per answer. NEAR or Ritual can host the agent for owners who want user-owned AI infrastructure.

Answer fingerprints: A hash of each answer and its cited sources is attested onchain so corrections and refunds can be traced. Question text stays private.

Review dashboard: Flagged answers, refusals and probing attempts collect in a weekly queue with one-tap correct and refund.

4.Cost per use and pricing

Per answer: about 4,000 input and 400 output tokens on a mid tier model, roughly $0.015 to $0.02, plus under $0.002 for the confidence check and under $0.01 in Base gas for settlement and split. At $0.25 an answer with a 70% creator share, about $0.04 covers costs and operator margin. Example month: 4,000 answers cost about $80 to run and send about $700 to the creator.

Starter Free plus 15% of answer revenue

Up to 300 sources, one agent, standard model.

Pro $19 a month plus 8%

Unlimited sources, custom price per answer, review dashboard, embeddable widget for a newsletter or site.

Practice $79 a month plus 5%

Several experts in one firm, routing to the right person, paid consult booking from refusals.

5.Growth loop

Each answer ends with 'Ask more of Lucia's answers' and a link to the post it cited, which brings readers to the newsletter, and the newsletter links back to the agent. Experts share their weekly 'answered while asleep' card.

6.Risks and guardrails

Regulated advice: Tax, legal and medical answers can be regulated. Answers are labelled general information, cite dated sources, refuse personal case advice, and offer a paid consult with the human instead.

Outdated answers: Rules change. Sources are dated, newer ones win, old ones are flagged, and wrong answers are refunded automatically after review.

Prompt injection and data leaks: Only published material is ingested, so there is no client data to leak. Probing attempts are refused without charge and logged.

Impersonation: Someone could clone another expert's public posts. Agents require verified ownership of the source channel before listing.

Payment disputes: Charges settle only when an answer is delivered, and refunds are one tap from the review queue.

7.Build order

Source import with dates and citations
Retrieval answers with a confidence bar and refusals
x402 pay per answer on Base with an embedded wallet
Onchain split to the creator
Flag button and Sunday review queue with refunds
Embeddable ask box for a newsletter or site

8.Where this is going

Now
One expert, one agent, paid per answer from what she already wrote.
Next
Experts route questions to each other's agents and share revenue when they cite one another.
Later
Other AI agents pay for sourced expert answers over x402 instead of scraping, and creators see exactly which work is used.
The world it builds
Writing generously in public becomes a sustainable job, because knowledge pays its author every time it helps someone.

Costs and tools are estimates at the time of writing. General information only, not legal or financial advice.

OWNER PLAYBOOK

Own it, then chart your voyage

Nine routes from one vessel. Tap a port to open its chart.

Why own Ask My Agent

Ask My Agent trains an AI on your own writing so people can ask it questions and pay you per answer, settled in USDC to your wallet. Creator clone platforms own the model, the audience and the billing; with yours, the knowledge, the price and the payments stay with you. Your expertise keeps working while you sleep, and you review what it says in your name.

What’s stopping you?

“What if the agent says something wrong in my name?”

It will sometimes. That is why the review dashboard exists: users can flag answers, you review flagged ones weekly, and you can add a short correction that the agent uses from then on. Set a clear disclaimer that answers are AI generated from your writing, not personal advice.

“I don't have enough writing.”

You probably have more than you think: posts, threads, talks, emails you sent answering the same question. Around 20,000 words on one topic is a good start. If you have less, record yourself answering your 30 most common questions and upload the transcripts.

“Will anyone pay per answer?”

People already pay for expert time. A few cents to a dollar for an instant answer grounded in your work is a small ask, but only if your topic is narrow and valuable. Start with a free daily allowance and charge after.

“Is it really mine?”

Yes. Your knowledge base, the billing contract and the payout wallet are yours. You can swap the model or move the frontend later without losing your users' payment history.

“Is it legal to give paid answers in my field?”

It depends on the field. Tax, legal and medical topics often have rules about advice. Frame the agent as education from your published work, add a clear disclaimer, and check with a professional body in your country before charging for answers in a regulated area.

The million-dollar ladder

Ask My Agent earns per answer from visitors, from monthly unlimited plans for heavy users, and from team licences where a company gives staff access to your expertise. Later you can host agents for other experts. This is a target to aim at, not a promise.

$90

$4,500

$16,000

$85,000

First 10 regulars

10 users on a monthly plan

$9 per month

A known expert agent

300 users on a monthly plan

$15 per month

Team licences

40 companies licensing your agent for staff

$400 per month

Expert agent platform

170 experts hosting their agents with you

$500 per month

Narrow topic, deep knowledge: one field where you are clearly the source.
Publish your weekly review of flagged answers so users see you care about accuracy.
Sell team licences to companies whose staff ask your topic often.
Invite peer experts to host their own agents on your setup for a monthly fee.

Illustrative stages, not a forecast. Results depend on you and the market; nothing here is guaranteed.