Name: Yield Why
Brand: DEPLOYR
Price: 189 USD
Availability: PreOrder

Picture this

Who it is for

Femi sees 14 percent APY and asks why. Yield Why breaks it into lending, incentives and leverage, routes his deposit only to sources he approves, and warns when emissions end.

Two ways to own it

What you get

Base$189

$47 deposit to reserve

Yield decomposition, approved source routing, emission end alerts

You choose: chain
You choose: name and logo
You choose: accent color

Customfrom $1,100

Built around you

Reshape it entirely: new features, your flows, your brand end to end, integrations you need. We scope it with you.

Everything in Base
Custom features and design
Priority build

Why it is new

What exists today, and what this does differently

Why own your own

Yield source breakdowns are already shown; per-source routing consent is a minor addition.

Closest things out there

Morpho's docs and app separate native yield from reward streams, and Beefy's API breaks out vault APR, trading APR and fees; DefiLlama Yields shows base vs reward APY.

Checked with web searches in October 2026. A search is not proof that nothing similar exists, and the market moves fast, so we recheck before every build.

What it unlocks

The human in it

Understanding instead of blind APY chasing.

The Regatta Board

Races it can enter

accelerator · Berachain · upcoming

Berachain Build-a-Bera / ecosystem programs

unknown

Official page ↗

PoL DeFi; eligibility unknown

Their rule on existing code: unknown

What you own

The whole app, not a starter kit.

The complete Yield Why app: people open any vault's headline rate, see who pays each percent and when it stops, sign a yes list onchain, and route only within it, with alerts, a weekly quiz and USDC plans built in.

Base price · $189

The user app, complete

Every buyer gets the same finished app. Basic branding and copy changes come through a quick form.

Three step onboardingHome

Shown once: every percent has a payer, you write the yes list, warned before the cliff.

Next action and group chat momentHome

One clear next step that follows the user from split to yes list to route to alerts.

Vault split by sourceSplit

Lending, fees, emissions, leverage and PoL incentives read from contracts, with page versus contracts reconciliation.

Reward end dates and shareable pie cardSplit

Shows when an incentive stops and what the remaining sources add up to today, plus a card to share.

Signed yes listYes list

Approved sources, cap on other sources, amount and warning days, signed as an EAS attestation on Base.

Live eligibility per vaultYes list

Every listed vault shows if it fits and why, updated as the user changes their rules.

Route within the rulesRoute

Deposits only to vaults the signed list allows, with a receipt and a 30 day replay of the story.

Automatic pre-cliff movesRoute

Moves an incentive slice between vaults on the user's list when the warning fires. Gated behind Route.

End date alertsAlerts

One free alert, unlimited on Route, timed from the reward contracts.

Monday guess the slice quizAlerts

One vault a week with a streak.

Plans, receipts and onchain mapMe

Pricing from the owner paywall, USDC checkout, receipts, and what is and is not onchain. CSV export gated behind Desk.

Open the full app demo

Add-on

Owner console

Your admin side: revenue, paywall editor, users, rules and the agent log.

Revenue and paywall editorRevenue

MRR, incoming USDC payments, payouts, accepted payment methods, and live editing of tiers, prices and gates.

Vault listing reviewVaults

List only vaults that reconcile and have public audits; decline or delist the rest.

Rules, agent log and roadmapSettings

Tolerance, audits, chains, gas sponsoring and a routing kill switch; plus the Agent log and priced Roadmap.

Top-up

Growth and referrals

Referral and growth mechanics, switched on when you are ready to grow.

Referral codes and quiz invitesMe

A free month of Route for both people, never cash.

Users, cohorts and pie card loopUsers

Cohort retention, referrals and a weekly pie card post that brings new users in.

The money path, built in

How it earns for you

Splitting vaults, the yes list and routing within it are free. Users pay a monthly plan for automation, and community treasuries pay for Desk. The app takes no cut of deposits or yield.

LookFreeSplit any vault, signed yes list, routing within it, one alert, the Monday quiz

Route$4 a monthAutomatic moves before a reward ends, unlimited alerts

Desk$29 a monthEverything in Route, several wallets, CSV export, a shared consent list for a team treasury

No fee on deposits or yield. The owner can sponsor gas for yes list signatures, about $0.01 each.

Prices are yours to set. Illustrative, not a promise of income.

Growth loops, built in

How it spreads

Shareable pie cards of popular vaults that link back to the split
Weekly Monday quiz with streaks and friend invites
Referral codes worth a free month of Route for both people
Desk invites that bring a co-op's members onto a shared yes list

Roadmap · build the next phase with us

Where it goes next

v1 included

The full Yield Why app

Split any listed vault, share pie cards
Signed yes list and routing within it
End date alerts and the Monday quiz
Plans with USDC checkout

Included

Open split feed and more chains

Public split API other apps can embed
Ten more vault families, Solana read-only
Telegram alerts and a weekly digest

Add-on from $400

Treasury desk and vault standard

Multi-signer yes lists for DAOs and co-ops
Monthly treasury reports
A shared split format vaults can publish

Add-on from $900

For investors and grant reviewers

The pitch, ready

A vault router that shows who pays every percent of yield before you deposit, and only routes where you said yes.

Problem: People pick vaults by one headline APY that mixes borrower interest, trading fees, printed reward tokens and leverage. When the rewards stop, the rate falls and depositors find out late.

Solution: Yield Why splits each vault by source from its contracts, lets the user sign a yes list of sources onchain, routes only within it, and warns before known incentives end. It explains; it never predicts or promises returns.

Why now: Cheap attestations on Base, session keys on smart accounts and fast indexers make consent-bound routing practical, while incentive programs on Berachain and Base keep inflating headline rates.

Market: Everyday savers holding stablecoins, crypto-curious people in group chats, and small community treasuries and co-ops that need a written policy for where funds may go.

The ask: Pilot partners among stablecoin wallets and community treasuries, ecosystem grants such as Berachain programs, and audit support for the router contract.

Funding is never guaranteed. Check each program's rules.

For hackathons and demo days

Your 2 minute demo

Home: Femi in Lekki sees Tunde's 14.2% message and asks who pays it.
Split: open Harbor USDC Prime: 4.1% lending, 8.6% printed rewards ending in 9 days, 1.5% leverage.
Yes list: keep lending and fees, see Kelp and Ferry fit and Harbor skipped, sign it onchain.
Route: route $1,500 within the list, replay 30 days, and see pre-cliff moves locked behind Route.
Alerts: the Harbor warning on day 2, then the Monday guess the slice quiz.
Owner Revenue: change the Route price in the paywall editor and preview the user Plans sheet.
Owner Vaults: list Dune, and watch Mirage fail reconciliation and audits.
Owner Roadmap: request the v2 open split feed.

Many hackathons require code written at the event. See the Regatta Boardfor each race's rule.

Make it entirely yours

Custom work from $1,100: your own vault adapters and chains, a branded split widget for a wallet or exchange, treasury policy templates, or a white-label deployment. Scoped on a call.

Custom from $1,100

BLUEPRINT

Why it matters and how it really works

The need

Most people choose a vault by its headline APY. That one number usually mixes interest that borrowers pay, fees that traders pay, reward tokens printed on a timer, and leverage. When the rewards stop, the rate falls and depositors find out late.

What exists and what is new

Yield breakdowns already exist and are good: Morpho's app separates native yield from reward streams, Beefy's API breaks vault APR into parts, and DefiLlama Yields shows base versus reward APY. What this app adds is small but practical: the user approves which kinds of yield their money may earn from, the router only deposits within that consent list (recorded onchain), and it warns and moves funds before a known incentive ends. Research verdict: exists, low novelty. The value is packaging and consent, not a new primitive.

The data it runs on

Public onchain data only for the split: vault supply and borrow rates, fee revenue, reward distributor contracts and their end times, and leverage positions on Base, Arbitrum and Berachain. Per user: their consent list, deposits and alert settings. No identity data beyond a wallet.

1.The mission

Nobody should deposit savings into a number they cannot explain. Every percent should come with who pays it and when it stops.

2.Why people can't resist it

The pie you can open Any vault becomes a pie by source. People screenshot the slice that surprised them.

Your yes list Pick the kinds of yield you are comfortable with once. The router never goes outside it.

Guess the slice on Monday One vault a week, guess how much of its rate is paid by real users. A streak, and a sharper eye.

3.How it works for real

Wallet: Privy embedded wallet or any connected wallet. Smart account on Base with session keys limited to deposit, withdraw and move between vaults on the approved list.

Yield splitter: An indexer (for example Ponder or Envio) reads supply rates, fee accrual, reward distributor schedules and loop positions per vault every hour, and computes each source's share. Results are published daily so anyone can recheck.

Consent list: The user's approved sources and cap are written as an EAS attestation on Base. The router contract checks it before every deposit or move.

Router: A small ERC-4626 aware router contract per chain. Cross chain moves use a bridge aggregator only if the user enabled that chain.

Explainer agent: A small fast model (for example Claude Haiku 4.5) writes the plain language note and weekly quiz from the computed split. It never decides allocations; the rules do.

Alerts: Push and email alerts N days before a reward distributor end time, plus Telegram as an option.

4.Cost per use and pricing

Per user per month: indexing shared across users is about $0.01, explainer notes with a small model about $0.02 (roughly 20 short generations), Base gas for a consent attestation and one or two moves around $0.01 to $0.05. Example: 2,000 active users cost about $120 a month in compute and RPC, plus hosting.

Look Free

Split any vault, weekly quiz, one alert.

Route $4 per month

Consent list, automatic routing, unlimited alerts, pre-cliff moves.

Desk $29 per month

For community treasuries and small funds: several wallets, CSV export, shared consent list.

5.Growth loop

Shareable pie cards of popular vaults travel in group chats when a big APY appears. Every card links back to the split, and the weekly quiz keeps people returning.

6.Risks and guardrails

Not advice: It shows sources and follows the user's rules. It does not recommend or promise returns, and must say so clearly.

Wrong split: Contract reads can be wrong or a vault can hide rewards elsewhere. If the split does not reconcile with the displayed rate, the router refuses to act and says so.

Smart contract risk: The router and the vaults can be exploited. Keep the router minimal, audited, with caps and a pause, and list only vaults with public audits.

Regulation: Automated routing of other people's funds can be regulated in some places. Non custodial session keys and user set rules help but need legal review per market.

Bridge risk: Cross chain moves add bridge risk. Off by default.

7.Build order

Split for 10 popular USDC vaults on Base, read only
Shareable pie card and plain language note
Consent list attestation and alerts
Router on Base with session keys and caps
Add Arbitrum and Berachain
Weekly quiz and streak

8.Where this is going

Now
Open any vault and see who pays each percent and when it stops.
Next
Your money only goes where you said yes, and moves before the cliff.
Later
Vaults publish their own split in a shared format, because users expect it.
The world it builds
Headline APYs without a source stop working as marketing. People save onchain with the same clarity as a bank statement.

Costs and tools are estimates at the time of writing. General information only, not legal or financial advice.

OWNER PLAYBOOK

Own it, then chart your voyage

Nine routes from one vessel. Tap a port to open its chart.

Why own Yield Why

Most people see a big APY number and have no idea it is 80 percent temporary emissions. Own Yield Why and you run the honest yield explainer, from your wallet and brand, for the people who want to know before they deposit. The subscribers, the routing and the trust are yours.

What’s stopping you?

“Is this financial advice?”

No. It explains where yield comes from; it does not tell anyone what to buy. Put a clear notice on every page and never rank vaults by 'best'.

“What if my breakdown is wrong and someone loses money?”

Show your sources and timestamps on every breakdown, label estimates as estimates, and correct errors publicly. Users still make their own decisions.

“I can't code.”

You do not need to. Yield Why arrives working, deployed from your own wallet with a written guide for every step. You will click, paste and fill in names. If you ever want a change you cannot make, the custom option or a freelancer can handle it, but the first launch needs no code.

“Is it really mine?”

Yes. The contract is deployed from your wallet on Base, the code sits in your own git repo, and the name and brand are yours. DEPLOYR does not hold your keys or take a cut of what Yield Why earns. If you stop paying anyone tomorrow, the app keeps running on your wallet.

“What if nobody uses Yield Why?”

That is the most likely early outcome, and it is fixable. The paths below start with you as the first user, then ten real DeFi users who chase APY without knowing where it comes from you can name today. If ten people you message do not care after you have shown it to them, you have learned something useful in a week instead of a year.

The million-dollar ladder

Free decomposition for any vault, a pro plan for alerts and approved source routing, and paid listings for protocols that want their yield explained clearly. This ladder is a target, not a promise.

$100

$2,250

$30,000

$84,000

First 10 users

10 pro users

$10 each

Proof it works

150 pro users

$15 each

Real business

1,200 pro users