Name: Patience Points
Brand: DEPLOYR
Price: 79 USD
Availability: PreOrder

Picture this

Who it is for

Bisi set a one year DCA plan. Each week she keeps it without selling in a dip, she earns a streak credential that a savings circle uses to vouch for her.

Two ways to own it

What you get

Base$79

$20 deposit to reserve

DCA schedule, adherence tracking, streak attestation

You choose: chain
You choose: name and logo
You choose: accent color

Customfrom $500

Built around you

Reshape it entirely: new features, your flows, your brand end to end, integrations you need. We scope it with you.

Everything in Base
Custom features and design
Priority build

Why it is new

What exists today, and what this does differently

What is new

Streak credentials exist, but plan-adherence holding streaks were not found.

Closest things out there

On-chain Check-In, CredStreak and HandsNFT AI issue streak or diamond-hands style rewards, but none verify that a wallet held its plan without selling.

Checked with web searches in October 2026. A search is not proof that nothing similar exists, and the market moves fast, so we recheck before every build.

What it unlocks

The human in it

Makes patience visible and trusted.

The Regatta Board

Races it can enter

grant · Base · rolling

Base Builder Grants

rolling, retroactive

Official page ↗

Existing shipped projects OK

Their rule on existing code: Existing shipped projects OK (retroactive)

What you own

The whole app, not a starter kit.

The complete Patience Points app: savers set a weekly buying plan and earn a verifiable ring every week they keep it, their savings circle reads the rings instead of their balance, and a USDC paywall for circles is built in.

Base price · $79

The user app, complete

Every buyer gets the same finished app. Basic branding and copy changes come through a quick form.

Three step onboardingHome

Shown once: one ring a week, dark rings are dips you held, circles read rings not balances.

Illustrated home with next actionHome

Streak, ring and dip counts, last 8 weeks and one clear next step for this Friday.

Plan setupPlan

Weekly amount, length, grace weeks and who may read the rings, drawn as a calendar.

Linked walletsPlan

Sign once from wallets you own so moves between them never count as selling.

Friday checkFriday

Dip, calm and rent weeks with hold, sell, grace or skip, judged by deterministic rules.

Grace weeks declared in advanceFriday

A grace week draws a thin ring instead of breaking the streak, up to the saver's number.

Ring certificate and receiptsFriday

Buy hash and weekly attestation, with what is and is not onchain. Amounts never in a ring.

Ring cross section and historyRings

Every week as a ring, dark for dips, dashed for grace, pink for missed; week by week list.

Share cardRings

A card for group chats after a dip ring, balance stays private.

Circle view and potCircle

Share rings with the ajo circle and see the leader's read. Free.

Vouch tracking and Sunday digestCircle

Who vouched, ask the others, and a weekly digest for the leader. Gated behind Circle.

Plans, consent and close planMe

Pricing from the owner paywall with USDC checkout, lender consent requests, reminders and a no shame way to close a plan.

Open the full app demo

Add-on

Owner console

Your admin side: revenue, paywall editor, users, rules and the agent log.

Revenue and paywall editorRevenue

MRR, partner check revenue, incoming USDC, payouts, payment methods and live editing of tiers, prices and gates.

RulesRules

Dip ring line, grace cap, network, linked wallet rule, gas sponsoring and reminders.

Ring keeper logAgent

Every check, the two times it judged wrong and how it adapted, plus running costs.

Partner API with consentPartners

Cooperatives request consent and read ring status per check, never amounts.

Priced roadmapRoadmap

v2 and v3 builds you can request from DEPLOYR.

Top-up

Growth and referrals

Referral and growth mechanics, switched on when you are ready to grow.

Circle growth loopsGrowth

Circle Sundays, dip ring share cards, lender referrals, saver codes and cohort retention.

The money path, built in

How it earns for you

Savers never pay to earn their own rings. Circles pay a small monthly fee for vouch tracking and the Sunday digest, and cooperatives or community lenders pay per credential check, only with the saver's consent.

SaverFreePlan, a ring every week, grace weeks, ring link and share card

Circle$3 a month per circlePrivate circle view, vouch tracking, Sunday digest for the leader

Partner API1 cent per checkPaid by a lender: read ring status with the saver's consent

Weekly attestation gas is a fraction of a cent and can be sponsored by the owner. Normal swap fees apply to the saver's own plan buys.

Prices are yours to set. Illustrative, not a promise of income.

Growth loops, built in

How it spreads

Circle Sundays: a leader onboards every member in one meeting
Dip ring share cards travel in group chats after scary weeks
Cooperatives that accept rings point their members to the app
Saver to saver codes that give the circle a free month

Roadmap · build the next phase with us

Where it goes next

v1 included

The full saver app

Plan setup with grace weeks and sharing
Friday ring keeper with deterministic rules
Weekly attestation, status only
Ring view, certificate and share card
Circle view, vouches and Sunday digest
Paywall with USDC checkout

Included

Circle pot and partner portal

Run the ajo pot itself in USDC with a rotation
Partner portal for cooperatives with consent logs
WhatsApp reminders and Sunday digest
Celo and Polygon deployments

Add-on from $400

Cooperative network and open ring standard

Published ring schema other apps can read
Circle to circle introductions
Leader tools for many circles
Offline and USSD friendly check in

Add-on from $900

For investors and grant reviewers

The pitch, ready

A verifiable ring for every week you kept your buying plan instead of panic selling, readable by your savings circle without showing what you own.

Problem: Small savers who keep a steady plan through scary dips cannot prove it. Savings circles and community lenders rely on word of mouth, and the people who panic sell look exactly the same on paper.

Solution: A ring keeper reads the plan wallet every Friday with deterministic rules and issues one status only attestation: kept, dip kept, grace or missed. Circles and, with consent, lenders read the rings, never the balance.

Why now: Cheap attestations on Base, Celo and Polygon, embedded wallets for non crypto users, and millions of ajo, esusu and chama circles already on group chats.

Market: Rotating savings circles across Lagos, Nairobi and Manila, plus the cooperatives and community lenders that want fair, consented signals of steadiness.

The ask: Pilot circles in Lagos and one cooperative partner, and builder grants such as Base Builder Grants.

Funding is never guaranteed. Check each program's rules.

For hackathons and demo days

Your 2 minute demo

Home: meet Bisi, 34, a pharmacist in Yaba with 18 weeks kept and a Friday check waiting.
Plan: 10 USDC every Friday for a year, two grace weeks, circle only sharing, linked wallets.
Friday: week 19 is down 22% and the chat is selling. Hold, and ring 19 comes out as a dark dip ring with a receipt.
Rings: the cross section, week by week list, and what is onchain versus never written.
Circle: share rings with Mama Kemi's circle, then show vouch tracking behind the Circle plan and pay in USDC.
Owner Agent: the two times the ring keeper judged wrong and the rules that fixed it.
Owner Revenue and Rules: change the Circle price and the dip line and watch the user app update.
Owner Partners and Roadmap: a cooperative asks consent, runs a check, then request the v2 circle pot.

Many hackathons require code written at the event. See the Regatta Boardfor each race's rule.

Make it entirely yours

Custom work from $500: your own circle rules, local languages, WhatsApp or USSD channels, a cooperative's branding, or integrations with a lender's systems. Scoped on a call.

Custom from $500

BLUEPRINT

Why it matters and how it really works

The need

Small savers who keep a steady buying plan through scary dips have no way to prove that steadiness. Savings circles, lenders and even they themselves rely on word of mouth, while the people who panic sell look exactly the same on paper.

What exists and what is new

Streak credentials exist: On-chain Check-In and CredStreak issue onchain streaks for showing up, and HandsNFT AI rewards diamond hands style holding. Research verdict: rare, medium novelty. None we found verify that a wallet kept a specific buying plan without selling, with dip weeks marked and grace weeks declared in advance. The streak mechanism is familiar; plan adherence as a privacy preserving trust signal is the new part.

The data it runs on

The saver's plan (weekly amount, length, grace weeks), the plan wallet's weekly buys and outflows, the list of her own linked wallets, and one attestation per week: kept, dip kept, grace or missed. Balances and holdings are never written into the credential.

1.The mission

Make patience visible and trusted, so people who keep their word with money can be vouched for without exposing what they own.

2.Why people can't resist it

One ring a week The cross section grows every Friday. Missing one is visible, which is exactly why people keep going.

Dip rings Weeks held through a big drop get a dark ring. They are the hardest to earn and the ones people show off.

The circle reads it Ajo, esusu and chama groups use the rings as one input when deciding whom to trust with the pot.

3.How it works for real

Saver wallet: Privy embedded wallet or Coinbase Smart Wallet on Base, Celo or Polygon. A separate plan wallet holds the plan; other wallets she owns are linked by signature.

Plan buys: A recurring buy in USDC through a DEX aggregator on the chosen chain, triggered weekly by an automation service such as Gelato, or done manually by the saver.

Ring keeper: A small indexer job reads the plan wallet each Friday: did the buy happen, did anything leave to an unlinked address. Rules are deterministic; a small model (for example Claude Haiku via OpenRouter) only writes the plain language note.

Weekly attestation: One EAS attestation per week on Base (or the chain's equivalent) with status only: kept, dip kept, grace or missed. No amounts.

Circle view: A shareable page or a private link scoped to the circle shows the ring and counts. Circles can be set up as a simple group with a leader.

Reminders: Push or WhatsApp style reminders on Friday morning and a Sunday digest for the circle.

4.Cost per use and pricing

Per week per saver: one EAS attestation on Base usually costs a fraction of a cent to a cent in gas, the indexer check is negligible, and a short model note is under 0.1 cent. The recurring buy itself costs normal swap fees and gas. Example month at 2,000 savers: about $40 gas for attestations, $8 model, $30 hosting and indexing, around $80 total.

Saver Free

Plan, weekly ring, grace weeks and a personal share card.

Circle $3 a month per circle

Private circle view, Sunday digest for the leader, and vouch tracking.

Partner API $0.01 per credential check

Cooperatives or community lenders read ring status with the saver's consent.

5.Growth loop

Each circle that uses rings invites all its members to start a plan. Share cards after dip weeks travel in group chats. Community lenders who accept rings bring their own members.

6.Risks and guardrails

Not advice and not a return: A ring rewards keeping a plan, not the plan's results. The plan can lose money, and the app must say so plainly. It never recommends what to buy.

Gaming the streak: Someone could sell from a linked wallet or borrow against holdings. Rings are one signal among many, and circles are told what they do and do not prove.

Privacy: Linking wallets can reveal holdings to the app. Keep links offchain and encrypted, and keep amounts out of every attestation.

Pressure to hold: Holding is not always right. Grace weeks and a clear way to end a plan without shame are part of the design.

Lending rules: If a lender uses rings in credit decisions, consumer credit rules in that country may apply. Partners carry that responsibility, and the app states it.

7.Build order

Plan setup: amount, length, grace weeks, sharing
Linked wallet signatures
Friday ring keeper job with deterministic rules
Weekly EAS attestation with status only
Ring view and share card
Circle page with Sunday digest

8.Where this is going

Now
One saver, one plan, one ring a week that her circle can read.
Next
Circles across Lagos, Nairobi and Manila use rings to choose who receives the pot first.
Later
Cooperatives and community lenders accept rings, with consent, as a sign of steadiness alongside other checks.
The world it builds
Keeping your word with money becomes something you can prove, without showing anyone what you own.

Costs and tools are estimates at the time of writing. General information only, not legal or financial advice.

OWNER PLAYBOOK

Own it, then chart your voyage

Nine routes from one vessel. Tap a port to open its chart.

Why own Patience Points

Patience Points turns a quiet virtue into a credential, and whoever issues that credential becomes a trusted name in savings and lending circles. When you own it, every streak attestation is signed by your contract and every circle that relies on it relies on you. Nobody else's app gets to decide what counts as keeping your plan for your people.

What’s stopping you?

“I can't code. How do I issue onchain credentials?”

The DCA schedule, adherence tracking and streak attestation ship ready on Base, Celo or Polygon. You choose the chain, the brand and the circles you invite. Changes to the rules are paid options, not code you write.

“Is a streak credential worth anything to anyone?”

Only if someone relies on it. That is why your first job is finding one savings circle or lending group that agrees to use streaks as a vouching signal. Without that, it is just a badge.

“Am I giving financial advice by encouraging people to hold?”

You should not tell anyone what to buy or hold. The user sets their own plan; the app only records whether they kept it. Say that plainly on every screen.

“Is it really mine?”

The attestation contract deploys from your wallet and the issuer name on every credential is yours. Your circles trust your issuer, not DEPLOYR.

“What if people game it?”

Some will try. Streaks are tied to the wallet that set the plan, and selling during the plan breaks the streak. Circles that rely on it should still use it as one signal among several.

The million-dollar ladder

Savers use it free or cheaply; revenue comes from savings circles, cooperatives and lenders that pay to verify streaks for their members, plus a premium saver plan with multiple plans and shareable reports. The ladder below is a target, not a promise.

$30

$800

$25,000

$85,000

First 10 users

10 savers in one circle

$3 per month

First paying circle

20 circles

$40 per month

Cooperatives and lenders verify streaks

250 organizations