Picture this

Who it is for

Emeka earns from an HLP deposit. Funding Bills sweeps each week's income to his internet bill and phone plan, and shows what is left.

Two ways to own it

What you get

Base$169

$42 deposit to reserve

Income reader, sweep rules, payee list, monthly report.

You choose: payees
You choose: accent color

Customfrom $1,200

Built around you

Reshape it entirely: new features, your flows, your brand end to end, integrations you need. We scope it with you.

Everything in Base
Custom features and design
Priority build

Why it is new

What exists today, and what this does differently

What is new

No app was found that routes Hyperliquid income to recurring payments.

Closest things out there

HLP vault; generic payment streams like Sablier.

Checked with web searches in October 2026. A search is not proof that nothing similar exists, and the market moves fast, so we recheck before every build.

What it unlocks

The human in it

Yield that pays real life.

The Regatta Board

Races it can enter

hackathon · Hyperliquid community · upcoming

Hyperliquid ecosystem (HyperEVM builders / community hackathons)

unknown

Official page ↗

Ecosystem program for shipped apps; check current terms.

Their rule on existing code: unknown

What you own

The whole app, not a starter kit.

The complete Funding Bills app: vault income, and only the income, pays your internet, phone and power each week, with a red week buffer, Sunday slips, receipts and a USDC paywall built in.

Base price · $169

The user app, complete

Every buyer gets the same finished app. Basic branding and copy changes come through a quick form.

Three step onboardingHome

Shown once: the vault earns, the bills get paid, the deposit stays put.

Next sweep and statusHome

Next sweep time, bills due, buffer level, on time streak and one clear action.

Weekly income only sweepSweep

Reads vault income, sweeps the chosen share to bills, tops up the buffer, returns the rest.

Red week pause and bufferSweep

Negative weeks move nothing; the buffer pays and the user gets a calm note.

Payout failure handlingSweep

Bounced payouts are flagged with USDC kept safe and a pay by card fallback.

Payee list and sweep rulesBills

Pick billers, sweep share, leftover destination; Basic covers two bills, more unlock with Household.

Custom buffer sizeBills

Choose 0 to 6 weeks of bills as a buffer. Gated behind Household.

Sunday slip and streakSlips

One minute weekly slip, no late bills streak, and six month income vs bills chart.

Sweep receiptsSlips

Every sweep with tx hash, block, buffer use, and what is onchain or offchain.

Shared family slipSlips

Send totals and paid stamps to a sibling every week. Gated behind Household.

Vault view and agent key controlVault

Deposit basis, scoped agent key (may and never lists), pause switch, onchain map.

Plans and USDC checkoutMe

Pricing from the owner paywall, paid through the shared USDC checkout with receipt.

Open the full app demo

Add-on

Owner console

Your admin side: revenue, paywall editor, users, rules and the agent log.

Revenue and paywall editorRevenue

Monthly revenue, sweep fees, incoming USDC, tier names, prices, gates and payment methods.

Rules, payouts, agent log and roadmapRules

Sweep day, pay early days, quote locking, gas sponsoring; off ramp partners and retries in Payouts; failures in Agent; priced Roadmap.

Top-up

Growth and referrals

Referral and growth mechanics, switched on when you are ready to grow.

Referral code and share cardMe

A free month for both people and a Sunday share card after a paid week.

Growth loops and cohortsGrowth

Group chat share loop, referrals, shared slips, country launches and cohort retention.

The money path, built in

How it earns for you

Users pay a small monthly plan in USDC for the app, never from their deposit. Owners can also offer a pay as you sweep fee on swept income instead of a plan.

Basic$3 a monthOne vault, two bills, the Sunday slip, red week buffer of 3 weeks

Household$8 a monthUp to six bills, your own buffer size, a shared slip with family, WhatsApp slips

Optional pay as you sweep: 0.3% of swept income, set by the owner. Withdrawal gas can be sponsored by the owner.

Prices are yours to set. Illustrative, not a promise of income.

Growth loops, built in

How it spreads

Sunday share card: 'my vault paid my internet bill again' posted to group chats
Free month referral codes for both people
Shared family slip that shows a sibling the bills are handled
New country launches: each off ramp partner opens a new group of vault holders

Roadmap · build the next phase with us

Where it goes next

v1 included

The full bills app

Income only rule engine, weekly sweep
Red week buffer and pause
Payee list, Sunday slip, receipts
Paywall with USDC checkout

Included

Family payouts and more countries

School fees and rent shares with their own rules
Family remittances to a parent's mobile wallet
Ghana and Kenya off ramp partners
WhatsApp Business slips and replies

Add-on from $400

Any income source

Staking, lending and other vaults feed the same rules
Employer and co-op group plans
Bill pay API for other wallets
Yearly income statement

Add-on from $900

For investors and grant reviewers

The pitch, ready

Your vault's income pays your real bills every week, and the deposit never moves.

Problem: People who park savings in a yield vault see income as a number on a screen while internet, phone and power still come out of salary. Moving it by hand is tedious, easy to forget and tempting to overdo.

Solution: A scoped agent key withdraws only the computed income each week, fills a small buffer in green weeks, and pays listed billers in local currency through a licensed off ramp with a locked quote.

Why now: Hyperliquid vaults made onchain income common, stablecoin off ramps now pay local billers, and scoped agent wallets make income only withdrawals safe to automate.

Market: Vault and yield holders in markets with mobile first bills such as Nigeria, Ghana and Kenya, then any household with onchain income and recurring costs.

The ask: Off ramp and bill pay partners in two more countries, and pilot users from vault communities.

Funding is never guaranteed. Check each program's rules.

For hackathons and demo days

Your 2 minute demo

Home: meet Emeka, 31, a night nurse in Yaba with savings in a Hyperliquid vault.
Bills: pick internet and phone, set 80% of income, try adding power and hit the Household lock.
Sweep: run an ordinary week and see the bills paid 3 days early, then the receipt.
Sweep: run a red week; nothing is swept and the buffer pays.
Slips: read the Sunday slip, see the streak and every sweep's receipt.
Vault: show the agent key can only withdraw income, and pause it.
Owner Rules and Agent: turn off quote locking, rerun a sweep, see the bounce and the fix.
Owner Revenue and Roadmap: change the Household price live, then request v2 family payouts.

Many hackathons require code written at the event. See the Regatta Boardfor each race's rule.

Make it entirely yours

Custom work from $1,000: your own off ramp partner, extra countries or bill types, a different vault or income source, or a branded deployment for a co-op or employer. Scoped on a call.

Custom from $1,200

BLUEPRINT

Why it matters and how it really works

The need

People who park savings in a yield vault see income as a number on a screen, while their real bills (internet, phone, power) still come out of salary. Moving that income by hand every week is tedious, easy to forget, and tempting to overdo in good weeks.

What exists and what is new

The parts exist: Hyperliquid's HLP and user vaults produce income, and generic payment streaming tools such as Sablier move tokens on a schedule. Research found no app that reads Hyperliquid vault or funding income and routes only that income to recurring real world bills. What is new is the rule set: income only, never principal; a bill buffer filled in green weeks for red weeks; and a local currency payout through an off ramp partner. Research verdict: high novelty, but every component is standard.

The data it runs on

Vault equity and deposit basis read from Hyperliquid (public); the user's sweep rules; payee list with biller references (private); FX quotes and off ramp payout references (offchain); weekly sweep transactions in USDC (onchain).

1.The mission

Let savings quietly pay for the basics of everyday life, without ever putting the savings themselves at risk of being spent.

2.Why people can't resist it

The Sunday slip One short receipt a week: what the vault earned, what got paid, what is left.

No late bills streak A count of Sundays with every bill on time, which people like to keep going.

Red weeks are boring When the vault loses money, the buffer pays and you get a calm note, not a scare.

3.How it works for real

Wallet and limits: A Privy embedded wallet or the user's own wallet. The user grants a Hyperliquid agent wallet permission scoped to withdrawing USDC from the vault up to the computed income, with no trading permission.

Income reader: A worker reads vault equity and the user's deposit basis from the Hyperliquid info API each week. Income is equity minus basis minus anything already swept. If income is zero or negative, nothing moves.

Sweep and buffer: Income is withdrawn as USDC and bridged to a bills wallet on an EVM chain (Arbitrum is Hyperliquid's native USDC bridge). A buffer balance is filled first up to the user's target in green weeks.

Bill payout: A licensed off ramp or bill pay partner in the user's country converts USDC to local currency and pays the biller. The quote is locked before USDC moves, and payment goes out a few days before the due date.

Assistant: A small model tier (for example Claude Haiku via OpenRouter) writes the Sunday slip and red week messages from the numbers. It cannot move funds; only the rule engine can.

Notifications: Email, push or WhatsApp Business messages for the weekly slip, red weeks and any payout failure.

4.Cost per use and pricing

Per weekly sweep: a Hyperliquid withdrawal fee of about $1 to Arbitrum plus a few cents of gas, and an off ramp fee that depends on the partner (often 0.5% to 2%). Model cost is under 1 cent a slip. Example: $5,000 in a vault, $25 of bills a week, one sweep a week: roughly $4 to $6 a month in fees, so it makes sense only above a few thousand dollars in the vault or with fortnightly sweeps.

Basic $3 a month

One vault, two bills, weekly slip.

Household $8 a month

Up to six payees, a shared slip with a partner, custom buffer.

Payout fee 0.3% of swept income

An alternative for owners who prefer usage based pricing.

5.Growth loop

The Sunday slip and share card show a real bill paid with no effort. Friends who already hold vault positions ask how; each new country with an off ramp partner opens a new group of users.

6.Risks and guardrails

Vault losses: Vault income can be negative and the deposit can lose value. The app never sweeps principal and states that past income does not predict future income.

Regulation: Paying bills from crypto involves money transmission and FX rules. Fiat legs must go through licensed partners in each country; the owner must check local rules.

Key scope: An over permissioned agent key is a theft risk. The agent wallet must be limited to withdrawals of the computed income to the user's own bills wallet.

Payout failures: Quotes expire and billers reject payments. Lock quotes first, pay early, and alert the user with time to pay manually.

Privacy: Biller account numbers and phone numbers stay offchain and encrypted.

7.Build order

Connect a vault address and read equity and deposit basis
Income only rule engine with a weekly schedule
Scoped agent wallet withdrawal and bridge to a bills wallet
One off ramp partner in one country, two bill types
Buffer with a weekly target
Sunday slip by email
Red week and failure alerts

8.Where this is going

Now
One vault pays two or three bills in one country.
Next
More payees: school fees, rent shares, family remittances, each with its own rule.
Later
Any income source (staking, lending, vaults) can feed the same bill rules.
The world
Savings quietly cover the basics for millions of households, with principal always protected by default.

Costs and tools are estimates at the time of writing. General information only, not legal or financial advice.

OWNER PLAYBOOK

Own it, then chart your voyage

Nine routes from one vessel. Tap a port to open its chart.

Why own Funding Bills

Funding Bills: Route funding and vault income from Hyperliquid straight to recurring bills. Using someone else's version means their rules, their brand and their revenue. Owning Funding Bills means it is deployed under your wallet, carries your name, and every customer, partner and result builds your track record instead of theirs.

What’s stopping you?

“I am not technical.”

Funding Bills arrives deployed with a guide. Running it is settings and sharing links, not code. If you get stuck, we help you ship it.

“What if nobody uses it?”

Start with ten people you already know. The first move below takes under an hour and tells you fast whether people care.

“I do not have time.”

Each step is sized in minutes. Most owners spend an hour a week, and the app does the repetitive part.

“Will it make me money?”

Nothing is guaranteed. The playbook gives you a clear path and honest numbers, and you decide how far to take it.

The million-dollar ladder

Charge the people who get the most value from Funding Bills: a monthly plan for groups or teams, plus setup fees for anyone who wants it done for them.

$100

$1,450

$11,700

$78,000

First harbour

5 customers

$20 a month

Steady trade

50 customers

$29 a month

Known name

300 customers