Picture this

Who it is for

A building site foreman pays twelve labourers daily. Each signs in once with Google and gets paid in stablecoins to an account only they control.

Two ways to own it

What you get

Base$149

$37 deposit to reserve

Foreman console, Keyless worker onboarding, daily payout, history.

You choose: accent color
You choose: currency

Customfrom $1,100

Built around you

Reshape it entirely: new features, your flows, your brand end to end, integrations you need. We scope it with you.

Everything in Base
Custom features and design
Priority build

Why it is new

What exists today, and what this does differently

What is new

Keyless payroll for day labour was not found.

Closest things out there

Off chain payroll apps.

Checked with web searches in October 2026. A search is not proof that nothing similar exists, and the market moves fast, so we recheck before every build.

What it unlocks

The human in it

Paid today, no bank needed.

The Regatta Board

Races it can enter

grant · Aptos Foundation · rolling

Aptos Foundation Grants

rolling

Official page ↗

Ecosystem program for shipped apps; check current terms.

Their rule on existing code: Existing projects OK

What you own

The whole app, not a starter kit.

The complete Day Pay app: a foreman pays every day labourer at the end of each shift into an account they opened with their Google login, with holds, receipts, a paywall and crypto checkout built in.

Base price · $149

The user app, complete

Every buyer gets the same finished app. Basic branding and copy changes come through a quick form.

Three step onboardingHome

Shown once: paid tonight, their Google their account, doubt means hold.

Shift end status and next actionHome

Scanned out count, amount due, float warning and one clear next step.

Nightly pay run, one by oneTonight

Pays each worker into their own account after the gate scan, with retries so one failure never blocks the rest.

Holds with foreman decisionTonight

Check ins that do not match the gate are held; the foreman decides and the worker is told why.

Pay board and shift timelineTonight

Every worker, half days paid by the hour, gate in and out on a drawn timeline.

Keyless Google joinCrew

New starters scan the gate QR and tap Continue with Google. No seed phrase, no bank.

Crew list and day ratesCrew

Per worker rates, default rate for new starters, and the worker's own phone view with cash out.

Site float and top upFloat

USDC float on Aptos that can only pay registered crew, topped up through the shared checkout.

Payout receiptsFloat

Amount, account, shift hash, gas payer and txn version, plus what is and is not on chain.

Lunch advancesFloat

Workers pull part of the day's pay at 13:00, taken off the evening payout. Gated behind Site Pro.

Close the week and streakWeek

Roll call, on time streak, wait time chart and a share card.

Sunday digest and CSV exportWeek

Weekly message to every worker and an accounts export. Gated behind Site Pro.

Plans and site settingsMe

Pricing from the owner paywall, site details, notifications and the never list.

Open the full app demo

Add-on

Owner console

Your admin side: revenue, paywall editor, users, rules and the agent log.

Revenue and paywall editorRevenue

Revenue, per payout fees, incoming USDC payments, accepted methods and live tier editing.

Sites, rules, agent log and roadmapSites

Network view of every site, owner rules for proof, hold distance and rate lock, the payroll agent log and the priced roadmap.

Top-up

Growth and referrals

Referral and growth mechanics, switched on when you are ready to grow.

Growth loops and cohortsGrowth

Worker carries it to the next site, foreman referrals and site retention cohorts.

The money path, built in

How it earns for you

Workers never pay to be paid. Foremen pay a few cents per payout, or a monthly plan per site, and contractors pay for many sites on one bill.

Per payout$0.05 per payoutDaily payouts, gate QR, holds, worker records. No subscription.

Site Pro$19 a monthUp to 15 workers, lunch advances, CSV export, Sunday digest to the crew

Contractor$79 a monthUp to 10 sites and 150 workers, site managers, one export for all sites

Gas on Aptos is a fraction of a cent per payout and can be sponsored by the site. Cash out partner fees are set by the licensed partner and shown to workers before each cash out.

Prices are yours to set. Illustrative, not a promise of income.

Growth loops, built in

How it spreads

Workers carry it to the next site: a worker with an account asks the next foreman to pay the same way
Foreman to contractor recommendations for fewer Saturday disputes
Foreman referral codes worth a free month for both sites
Paid day records workers share with a chama or lender, with consent
Share card when a foreman closes the week on time

Roadmap · build the next phase with us

Where it goes next

v1 included

The full foreman app

Keyless Google join for workers
Gate QR plus foreman tick, holds with notes
Nightly payouts with sponsored gas and retries
Float, receipts, week close, worker records
Paywall with crypto checkout

Included

Contractor hub and mobile money

Site managers with their own logins
Direct mobile money cash out via a licensed partner
USSD and SMS join for basic phones
Accounting exports per site and per month

Add-on from $450

Portable work record network

Consent based paid day record for chamas and lenders
Harvest and event crew mode
Multi country rates and currencies
Open payroll record schema

Add-on from $950

For investors and grant reviewers

The pitch, ready

Pay day labourers at the end of every shift into an account they open with their Google login.

Problem: Millions of casual workers on building sites, farms and warehouses are paid in cash at the end of the week, if at all. They wait days for wages already earned, borrow at high weekly rates, and have no record of the days they worked. Foremen carry large amounts of cash and settle disputes by memory.

Solution: Workers join once with Google and get a self custodied Aptos Keyless account. A gate QR scan plus the foreman's tick releases each day's pay in USDC seconds after scan out, with doubtful check ins held for the foreman.

Why now: Keyless accounts, sponsored transactions and native USDC on Aptos make a no seed phrase, no gas payroll practical, and small models can run the nightly list and explain every hold.

Market: Day labour in construction, agriculture, warehousing and events, starting with foremen and small contractors in markets where mobile money is already how people spend.

The ask: Pilot partners: one contractor with several sites and one licensed cash out partner, plus ecosystem grant funding such as Aptos Foundation Grants.

Funding is never guaranteed. Check each program's rules.

For hackathons and demo days

Your 2 minute demo

Home: meet Grace, 41, foreman in Kilimani, at shift end with 12 workers.
Tonight: run the pay run, workers paid one by one into their own accounts.
Tonight: Kevin's check in is 9 km away, the payout is held and Grace decides.
Crew: Daniel joins at the gate with Continue with Google, then see what Brian sees on his phone.
Float: open a receipt and show what is on chain and what never is.
Week: close the week, then see lunch advances and the CSV export gated behind Site Pro and unlock through checkout.
Owner Revenue and Rules: edit the Site Pro price, widen the hold distance and watch Kevin's outcome change.
Owner Growth and Roadmap: run the worker loop, then request the v2 contractor hub.

Many hackathons require code written at the event. See the Regatta Boardfor each race's rule.

Make it entirely yours

Custom work from $1,100: your own proof rules and gate hardware, integrations with an HR or accounting system, other chains or currencies, extra languages, or a contractor branded deployment. Scoped on a call.

Custom from $1,100

BLUEPRINT

Why it matters and how it really works

The need

Millions of casual workers on building sites, farms and warehouses are paid in cash at the end of the week, if at all. They wait days for wages already earned, borrow at high weekly rates to bridge the gap, and have no record of the days they worked. Foremen carry large amounts of cash and settle disputes by memory.

What exists and what is new

Off chain payroll and earned wage access apps exist, and mobile money is widely used for wages in some markets, but most need an employer integration, a bank or a formal contract. Our research did not find a keyless payroll product built for day labour: workers sign in once with Google, get a self custodied Aptos account, and are paid in USDC at each shift's scan out. The parts (Aptos Keyless accounts, sponsored transactions, native USDC) all exist; the product that joins them for a foreman and twelve labourers is what is new.

The data it runs on

Crew list and day rates set by the foreman, gate QR scans with time and approximate location, the foreman's ticks and notes, a daily locked exchange rate, and the onchain payout records. Personal details stay off chain; only amounts, account addresses and a hash of each shift record are public.

1.The mission

Anyone who works a day gets paid that day, into an account they own, with a record that follows them.

2.Why people can't resist it

Money before the bus home Pay lands seconds after the gate scan. Workers feel it the same evening, which is the whole reason to come back tomorrow.

One tap to join Continue with Google makes the account. No seed phrase, no bank, no app store download needed on site.

A work record that is theirs Every paid day is provable later, for a loan, a chama or the next foreman, and the worker chooses who sees it.

3.How it works for real

Worker accounts: Aptos Keyless accounts derived from the worker's Google sign in (OpenID Connect). The worker alone controls the account; the app never holds the key.

Site float: The foreman funds a site account in USDC (native on Aptos) from a card or exchange on ramp. A Move module holds the float and only pays crew accounts registered to that site.

Shift proof: A printed gate QR, scanned at check in and check out, plus the foreman's tick. The app compares scan time and rough location before releasing pay; mismatches are held for the foreman.

Payroll agent: A small agent (a cheap model such as Claude Haiku tier for summaries and anomaly notes) builds the night's payout list, locks the morning rate, pays one by one, retries failures and writes a plain language note when it holds anything.

Sponsored gas: Aptos fee payer transactions let the site account pay gas, so workers never need APT.

Cash out: Workers can hold USDC or cash out through a licensed local off ramp partner to mobile money. The app shows the partner's fee before each cash out.

Notifications: SMS or WhatsApp style messages for each payout, held pay and the Sunday digest, so workers without data still know.

4.Cost per use and pricing

An Aptos USDC transfer costs a small fraction of a cent in gas at typical prices (check current fees). Model use for the nightly list and notes is about $0.01 to $0.03 per site per day on a small model. Example month for one 12 person site, 22 working days: about 264 payouts, under $1 in gas, under $1 in model costs, about $10 in SMS, plus hosting.

Single site $19 per month

One foreman, up to 15 workers, daily payouts, gate QR and holds.

Contractor $79 per month

Up to 10 sites and 150 workers, site managers, advances, CSV exports for accounts.

Per payout $0.05 per payout

No subscription for occasional jobs like harvest weeks or event crews.

5.Growth loop

Workers move between sites and foremen. A worker who already has a Day Pay account asks the next foreman to pay the same way, and foremen recommend it to contractors who want fewer Saturday disputes. Each paid day also builds the worker's own record, which gives them a reason to keep using it.

6.Risks and guardrails

Labour law: Minimum wage, tax and social contributions still apply. The app records what was paid; it does not replace an employer's legal duties. Launch market by market with local advice.

Cash out access: USDC is only useful if workers can turn it into local money cheaply. Depend on licensed off ramp partners and show fees clearly; never push workers to hold crypto.

Lost Google account: If a worker loses their Google login, they lose access. Encourage a recovery email and offer a guided recovery flow where Keyless supports it.

Buddy punching and coercion: Gate scans plus location plus foreman ticks reduce fake check ins. Payouts go only to the worker's own account, never to a foreman's.

Privacy: Names, locations and notes stay off chain. Only amounts, addresses and shift hashes are public, and workers choose who sees their record.

7.Build order

Foreman sign up and site float funded with test USDC on Aptos testnet
Worker join flow with Keyless Google sign in
Gate QR check in and check out with the foreman tick
Nightly payout run with sponsored gas and one by one retries
Hold and resolve flow with notes
Worker history and shareable paid day record
Pilot with one real site, then mainnet

8.Where this is going

Now
One foreman pays twelve workers every evening without carrying cash.
Next
Contractors run many sites, with lunch advances and exports for their accountants.
Later
Workers carry a portable record of paid days that local lenders and savings groups can check with consent.
The world it changes
Daily wage work stops meaning waiting, borrowing and arguing. A day worked is a day paid, everywhere.

Costs and tools are estimates at the time of writing. General information only, not legal or financial advice.

OWNER PLAYBOOK

Own it, then chart your voyage

Nine routes from one vessel. Tap a port to open its chart.

Why own Day Pay

Day Pay: Pay casual workers at the end of each shift to an account they open with their Google login. Using someone else's version means their rules, their brand and their revenue. Owning Day Pay means it is deployed under your wallet, carries your name, and every customer, partner and result builds your track record instead of theirs.