Name: Allowance
Brand: DEPLOYR
Price: 199 USD
Availability: PreOrder

Picture this

Who it is for

Dev lets his research agent buy datasets but caps it at 20 USDC a day, whitelisted vendors only. When it tries an unknown seller, the smart account refuses and pings his phone for a yes.

Two ways to own it

What you get

Base$199

$50 deposit to reserve

Smart account with session keys, rules editor, approval notifications, spend log

You choose: chain
You choose: name and logo
You choose: accent color
You choose: default rule templates

Customfrom $1,200

Built around you

Reshape it entirely: new features, your flows, your brand end to end, integrations you need. We scope it with you.

Everything in Base
Custom features and design
Priority build

Why it is new

What exists today, and what this does differently

Why own your own

A branded consumer console on top of already-live agent wallet policy tooling.

Closest things out there

Virtuals Protocol agent wallet policies, PolicyLayer, Coinbase AgentKit, Crossmint and Safe modules already enforce spending rules agents cannot break.

Checked with web searches in October 2026. A search is not proof that nothing similar exists, and the market moves fast, so we recheck before every build.

What it unlocks

The human in it

You stay the adult in the room while your agent spends.

The Regatta Board

Races it can enter

grant · Base · rolling

Base Builder Grants

rolling, retroactive

Official page ↗

Shipped apps on Base; existing projects OK

Their rule on existing code: Existing shipped projects OK (retroactive)

grant · Arbitrum Foundation · rolling

Arbitrum Foundation Grants / DAO programs

rolling

Official page ↗

Existing projects OK

Their rule on existing code: Existing projects OK

What you own

The whole app, not a starter kit.

The complete Allowance app: people give an agent a smart account allowance with a daily cap, a seller list and phone approvals, so it can spend real money without the keys to everything.

Base price · $199

The user app, complete

Every buyer gets the same finished app. Basic branding and copy changes come through a quick form.

Three step onboardingHome

Shown once: pocket money not keys, house rules, new sellers ask your phone.

Spend meter and next actionHome

Today's spend against the cap, held requests and one clear next step.

Daily cap and single purchase limitRules

Sliders that set the session key limits, saved with a passkey.

Seller listRules

Tap sellers on and off; listed sellers are paid without asking.

New seller mode and quiet hoursRules

Hold and ask, or block, plus quiet hours for held requests.

Telegram and SMS approvalsRules

Approval pings beyond push. Gated behind Builder.

Agent's day simulatorAgent

An everyday buy, an unknown seller and a lying page, judged by the account.

Held payment approvalsAgent

Approve once, approve and list, or say no, signed with a passkey.

Extra agentsAgent

A second agent with its own cap. Gated behind Builder.

Spend log with receiptsLedger

Paid, held and refused attempts with onchain receipts and what stays private.

Sunday reviewLedger

The week in one card with one tap rule changes. Gated behind Builder.

Plans and USDC checkoutMe

Solo, Builder and Team tiers through the shared USDC on Base checkout.

Open the full app demo

Add-on

Owner console

Your admin side: revenue, paywall editor, users, rules and the agent log.

Revenue and paywall editorRevenue

MRR, incoming USDC payments, payment methods, tier names, prices and gates.

Platform rulesRules

Default cap, highest purchase, timeout, network, page payment block and sponsored gas.

Agent log with failuresAgent

What happened, where it failed and how it adapted, plus running costs.

Roadmap build requestsRoadmap

v2 and v3 scopes with add-on prices.

Top-up

Growth and referrals

Referral and growth mechanics, switched on when you are ready to grow.

Co-owner invitesMe

Invite a second approver with their own limit. Gated behind Builder.

Framework embed loop and referralsGrowth

Ship an embed, cohorts, refusal stories and referral codes.

The money path, built in

How it earns for you

Safety is free for one agent. Builders and teams subscribe in USDC for more agents, reviews, co-owners and shared budgets.

SoloFree1 agent, daily cap, vendor list, push approvals, full spend log

Builder$29 a month3 agents, Sunday review, co-owner approvals, Telegram and SMS pings

Team$99 a monthUnlimited agents, shared budgets, audit export, team roles

Gas is sponsored by a paymaster at well under 1 cent per payment; owners can pass it on instead.

Prices are yours to set. Illustrative, not a promise of income.

Growth loops, built in

How it spreads

Refusal stories shared from the spend log
Agent framework embeds that ask for an allowance first
Co-owner invites that bring a second person in
Builder referral codes with a free month for both

Roadmap · build the next phase with us

Where it goes next

v1 included

The full allowance

Passkey smart account with USDC
Session key with daily cap and single limit
Vendor list and held requests
Push approvals and spend log
Paywall with USDC checkout

Included

Framework plugins and teams

One line framework plugins
Team budgets with roles
Telegram and SMS approvals
Audit export

Add-on from $500

Merchant network

Verified seller directory
Shared refusal signals
Fleet console
x402 pay per call support

Add-on from $1,100

For investors and grant reviewers

The pitch, ready

Pocket money for AI agents: a smart account allowance that says no on its own.

Problem: People want agents to buy things, but handing an agent a wallet means handing it everything, and pages can trick agents into paying.

Solution: A passkey smart account with a session key for the agent: daily cap, single limit, seller list, and held payments that ask your phone.

Why now: Agents now pay for data and APIs in USDC, and smart account session keys make enforced limits cheap on Base.

Market: Solo builders, small teams and companies running agent fleets, from $29 to $99 a month per account.

The ask: Partner with two agent frameworks to ship the one line embed.

Funding is never guaranteed. Check each program's rules.

For hackathons and demo days

Your 2 minute demo

Home: Dev in Pune, 3.50 of 20 USDC spent, open the agent's day.
Rules: set 20 a day, 25 a buy, four listed sellers, save with passkey.
Agent: an everyday buy is paid without a ping.
Agent: an unknown seller is held, Dev approves once on his phone.
Agent: a lying page asks for 180 USDC and the account refuses on its own.
Ledger: every attempt with receipts; Sunday review is gated behind Builder.
Owner Revenue: change the Builder price and preview the Plans sheet.
Owner Roadmap: request framework plugins.

Many hackathons require code written at the event. See the Regatta Boardfor each race's rule.

Make it entirely yours

Custom rules, extra chains, framework integrations and branded approval flows, scoped on a call from $1,000.

Custom from $1,200

BLUEPRINT

Why it matters and how it really works

The need

People are starting to let AI agents buy things for them: datasets, API calls, small services. Giving an agent a card or a hot wallet means trusting the prompt, and prompts can be tricked by any web page the agent reads.

What exists and what is new

This already exists as infrastructure: Coinbase AgentKit, Crossmint agent wallets, Safe modules, PolicyLayer and Virtuals Protocol agent wallet policies all enforce spending rules an agent cannot override. Research verdict: exists, low novelty. What Allowance adds is a branded consumer console on top: plain language house rules, a phone approval flow for new sellers, a weekly review habit and a read-only view for a co-owner. The enforcement itself is not new.

The data it runs on

The policy (daily cap, single purchase limit, vendor allowlist, quiet hours), every payment and every reverted attempt from the smart account, approval requests and the owner's passkey signatures, and the agent's own notes about why it wanted to buy. Prompts and research notes stay in the app, not onchain.

1.The mission

Let people hand an agent real money without handing it the keys to everything.

2.Why people can't resist it

Rules in the wallet, not the prompt A tricked agent can draft any payment it likes. The account still refuses anything over the line.

One tap from your phone New sellers wait for a yes. You see the price, the seller and why the agent wants it.

The Sunday review Five minutes a week: what it spent, what was refused, which sellers to add. Sign it and the rules update.

3.How it works for real

Smart account: An ERC-4337 smart account on Base (Arbitrum and Polygon as options) owned by the user's passkey via Privy or Coinbase Smart Wallet.

Session key with policy: The agent gets a scoped session key: USDC only, daily cap, single purchase limit and a vendor allowlist, enforced by a permissions module such as Safe modules or the account's native permission system.

Agent side: The agent uses Coinbase AgentKit or a plain viem client to pay sellers, including x402 pay-per-request endpoints. It never holds the owner key.

Approval flow: Payments to unlisted sellers are held as a request. A push notification (web push or Telegram) opens a one tap approve screen signed with the owner's passkey.

Indexer and log: A small indexer (Ponder or a webhook from an RPC provider) records payments and reverted attempts so the spend log and weekly review are complete.

Weekly review: A cheap model (a small Claude Haiku or GPT mini class model) writes the Sunday digest from the log; the owner signs rule changes in one batch.

4.Cost per use and pricing

Per payment on Base: well under 1 cent of gas with a paymaster, often a fraction of a cent. Weekly digest: about 0.2 cents of model tokens. Push notifications: free tier. Example month for one heavy user with 400 agent payments and 30 approvals: roughly 1 to 3 USD in gas plus hosting, which an owner can absorb inside a subscription.

Pocket Free

One agent, one daily cap, up to 3 listed sellers, approvals by push.

Household 6 USD a month

Up to 5 agents, quiet hours, co-owner view, the weekly review and spend export.

Team 29 USD a month

Shared budgets across a small team, per agent rules, two person approval for large buys.

5.Growth loop

Every refused payment is a story people share ('my agent tried to spend 180 on a fake page'). Agent builders can embed an Allowance link so their users set limits before the agent starts, and each co-owner invite brings a second person into the app.

6.Risks and guardrails

Policy bugs: If the permission module is misconfigured, limits do not hold. Use audited modules only, test every rule against reverted transactions, and show the live policy in plain words.

Approval fatigue: Too many pings and people tap yes without reading. Batch requests, suggest listing repeat sellers, and never ask for anything above the hard limit.

Lost passkey: If the owner loses their device they lose control of the rules. Offer a recovery signer the owner picks at setup.

Bad sellers on the list: An allowlisted seller can still deliver junk. The weekly review flags sellers with refunds or duplicates.

Not a money service: The app never holds user funds or moves them between people. It configures the user's own account. Check local rules before adding fiat on-ramps.

7.Build order

Passkey smart account on Base with USDC
Session key for one agent with daily cap and single limit
Vendor allowlist and held requests for unknown sellers
Push approval screen signed with the passkey
Spend log from an indexer, including reverted attempts
Sunday review with one tap rule updates

8.Where this is going

Now
One person, one agent, a daily allowance and a phone that asks before anything new.
Next
Households and small teams share budgets across several agents with per agent rules.
Later
Sellers publish verified listings so allowlists fill themselves, and reviews compare your agent to similar ones.
The big picture
Handing an agent money becomes as normal and as safe as giving a teenager pocket money: clear limits, a ping when it matters, and a weekly chat about how it went.

Costs and tools are estimates at the time of writing. General information only, not legal or financial advice.

OWNER PLAYBOOK

Own it, then chart your voyage

Nine routes from one vessel. Tap a port to open its chart.

Why own Allowance

Allowance lets anyone give an AI agent a wallet with hard rules: caps, whitelists, and a phone ping for anything unusual. Owning it means the agent builders who trust you are your customers, the fees are yours, and your onchain record shows you built safety tooling, not just another bot. On someone else's platform, those rules and that trust live in their database.

What’s stopping you?

“I can't code.”

You do not need to. Allowance ships ready to deploy, and every path here is written for non coders. When you want to change something deeper, you can hire help or ask DEPLOYR support.

“Is it really mine?”

Yes. It is deployed from your wallet, the contract address is public, and the brand, users, and revenue are yours. DEPLOYR does not hold your keys or take a cut of your app's revenue.

“What if an agent finds a way around the rules?”

The rules live in the smart account, so the agent cannot sign around them. Still, test every rule with small caps and keep your own audit of the contract. No tool is perfect, so start with low limits.

“What if it breaks and an agent gets stuck?”

Agents being blocked is the safe failure. You keep an owner key that can raise limits or pause. Document that recovery path for every user.

“What if nobody needs this yet?”

Anyone giving an agent money worries about it. Start with five agent builders you know and ask what limit they wish they had.

The million-dollar ladder

You charge agent builders a monthly fee per protected agent wallet, with team plans for companies running fleets. $1M a year is a target, not a promise.

$290

$4,350

$19,800

$85,000

First 10 agents

10 agents

$29/mo

Indie builders

150 agents

$29/mo

Small teams

200 teams