OWNER PLAYBOOK · VOYAGE CHART

Chart your voyage with Mutual Umbrella

Pick where you want to go. Every route starts with a move you can make within the hour.

Run your own work on it
You want it to save you hours every week, starting this week.
MOVES MADE
00/ 5
STREAK
0 days
WHY THIS ROUTE
Run a pool with your own close circle first. You will learn every rule question before you help anyone else.
ARRIVED LOOKS LIKE
Your own group of 5 to 10 people running a pool for 30 days with written rules.
Progress saves on this device. Sign in any time to keep it on your profile.
NEXT MOVE · WITHIN THE HOUR

1. Pick five people you trust

15 min

Friends, family or coworkers who would help each other anyway.

FIRST MESSAGE · WHATSAPP · TO FIVE PEOPLE YOU TRUST

I want to try something: a small rainy day fund for the five of us, a few dollars a month each, and we vote together if one of us has an emergency. Not insurance, just us. Can we talk about rules this week?

2. Write rules together

40 min

Agree monthly amount, payout cap, approvals needed and a waiting period for new members.

3. Set up the group in the app

30 min

Add members, rules and the first contributions.

4. Do a test request

15 min

Make a tiny test payout request so everyone sees how voting works.

5. Review at day 30

30 min

Meet and ask: is this clearer than before? What should change?

FIRST MESSAGE · WHATSAPP · TO YOUR POOL MEMBERS

Our umbrella fund has run for a month. Can we meet for 30 minutes this week to check the rules and decide if we keep going?

Check in on me

Leave an email and we nudge you at 24 and 72 hours with your next move. Optional.

Or to keep this voyage on your profile.

PORTS ALONG THE ROUTE

Apps that stack well on this route

Budget Garden, first screen of the live demoLIVE DEMO

Budget Garden

Participatory budgeting where every resident grows a garden of choices and the treasury follows.

Reserve · refundable deposit
$199Optimism · Base +1
Payday Splitter, first screen of the live demoLIVE DEMO

Payday Splitter

When your salary lands onchain, it auto routes into your own buckets in one intent.

Reserve · refundable deposit
$159Base · Arc +1
Put your name on the bow
Every route goes further on a vessel you own. Built on order, refundable deposit.
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Contact usMutual Umbrella owner playbook: chart your voyage | DEPLOYR