OWNER PLAYBOOK · VOYAGE CHART

Chart your voyage with Mutual Umbrella

Pick where you want to go. Every route starts with a move you can make within the hour.

Grow it to a million-dollar app

You want this to pay you, then pay you a lot.

MOVES MADE

00/ 5

STREAK

0 days

WHY THIS ROUTE

Groups that already run cash pools want something more transparent. A small monthly tool fee per group is fair and recurring, and you never touch their pooled money.

ARRIVED LOOKS LIKE

5 paying groups with clear rules and at least one honestly handled payout request within 60 days.

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NEXT MOVE · WITHIN THE HOUR

1. Set your first price inside Mutual Umbrella

30 min

In admin, set a group plan (start at $15 per month for up to 30 members) and keep a free trial month. Write in plain words that the fee pays for the tool, not a share of the pool.

2. Invite ten group members by name

45 min

Write down ten real people you know who fit: your own driver or work group, a savings circle relative, the church or mosque welfare lead. Message each one personally, not in a group. Ask them to try it this week and tell you one thing that confused them.

FIRST MESSAGE · WHATSAPP OR DM · TO SOMEONE WHO ALREADY RUNS A SAVINGS OR WELFARE GROUP

Hi, I set up an app called Mutual Umbrella for groups like ours. Members chip in a small amount each month and vote on emergency payouts, all visible to everyone. It is not insurance, just us helping each other with clearer records. Could your group try it free for a month?

3. Ask for the first payment out loud

20 min

This is the step that takes nerve. When a tester says they like it, ask them to pay the real price today. Do not offer a discount first. Watch the USDC land in your own wallet and screenshot it for your records.

FIRST MESSAGE · DM · TO SOMEONE WHO ALREADY RUNS A SAVINGS OR WELFARE GROUP

Glad the group found it clearer. After the free month the tool is $15 a month for the whole group. That is the fee for the app only, your pool stays yours. Shall I switch you to the paid plan?

4. Post a weekly numbers note

15 min

Every Friday, share how many people used Mutual Umbrella, how much came in, and one thing you changed. Keep it to five lines on X, Farcaster or your group chat. Real numbers, even small ones, build trust faster than promises.

FIRST MESSAGE · X OR FARCASTER · TO YOUR FOLLOWERS

Mutual Umbrella week 4: 6 groups, 112 members, 2 payout requests, both approved in under 2 hours. Added a payout cap setting. Next: monthly group reports.

5. Raise or add a tier after 30 paying users

40 min

Add a $100 per month plan for unions or associations running many groups, with an overview dashboard and annual report export.

Check in on me

Leave an email and we nudge you at 24 and 72 hours with your next move. Optional.

Or to keep this voyage on your profile.

PORTS ALONG THE ROUTE

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